Hi all, i got a bank loan out well over ten yrs ago, and lat contact made was over 8 yrs ago! where do i stand?

see this article about late payments a href="http://thestoryofthemoney.blo.com/2011/07/simple-guide-to-late-payments-and-how.html" rel="nofollow"http://thestoryofthemoney.blo.com/2…/a